The SBA Veterans Advantage was designed by the U.S. Small Business Administration (SBA) to help support veterans and eligible members of the military community establish or expand a business.
The SBA’s Veterans Advantage eliminates or reduces the upfront SBA guaranty fee on SBA loans for veterans and those who qualify as a veteran in the military community*. 
Benefits:
Veteran Fee Relief
  • SBA 7(a) Loans – for all SBA 7(a) loans in the amount of $125,000 or less, the upfront guaranty fee will be 0%. This fee waiver includes both veteran-owned and non-veteran owned businesses.
  • SBA Express Loans – For all SBA Express loans to qualified veteran-owned businesses, the upfront guaranty fee will be 0% up to the maximum loan amount of $350,000.
The SBA Veterans Advantage (Non-SBA Express Loans) - features upfront guaranty fees that are 50% less for veteran owned-businesses compared to non-veteran owned businesses on loan amounts between $125,001 up to $5,000,000. Fee discounts are based on loan amounts and terms.  


Get More Veteran-Owned Business Resources for starting, growing and running your business from the SBA.gov website »

*To qualify, the business must be 51% or more owned and controlled by an individual(s) in one or more of the following groups: Veterans (other than dishonorably discharged), Service-Disabled Veterans, Active Duty Military service member participating in the military's Transition Assistance Program (TAP), Reservists and National Guard Members, Current spouses of any of the previously listed and widowed spouses of a service member or veteran who died during service or of a service-connected disability.